Home Loans

The right home loan, found for you

Whether it's your first home or your fifth, we compare the market and manage your application end to end.

Free to you — lender paidNo credit-score impact to enquireLicensed & accredited
30+ lenders comparedNo cost to you — lender paidFully licensed & insured5-star client reviews

How it works

From first chat to settlement — we do the heavy lifting.

1
Quick chat

15 minutes on the phone to understand your goals, income and timeline. No documents needed yet.

2
We compare the market

Your situation against 30+ lenders' rates AND credit policies — not just the advertised specials.

3
You choose, we lodge

Clear side-by-side options in plain English. Pick one and we prepare and lodge everything.

4
Approved & settled

We chase the lender, the agent and the conveyancer so you don't have to — and stay with you after settlement.

Why work with us

We're not tied to any one bank. That means our advice starts with your situation, not a sales target.

From the first conversation to settlement day, you'll always know what's happening and what comes next.

What you'll need

  • Photo ID
  • Last 2 payslips
  • 3 months of bank statements
  • Contract of sale (if you've found a property)

What clients say

★★★★★
Made our first home purchase feel easy — explained every step.
Sarah & TomFirst home buyers
★★★★★
Saved us $340 a month refinancing. Wish we'd called sooner.
PriyaRefinance
★★★★★
Sorted my ute finance before the weekend. Unreal service.
JakeCar loan

Frequently asked questions

Does using a broker cost me anything?

In most cases no — we're paid by the lender you settle with, and we disclose every commission.

Will an enquiry affect my credit score?

No. We only run a credit check with your explicit consent, once you're ready to apply.

How long does approval take?

Pre-approval is often 2–5 business days depending on the lender and your documents.

Get your options

Tell us a little about your goals — a licensed broker will come back to you within one business day.

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Ready when you are

A 15-minute chat is usually enough to map your options.

TIMTAM Finance .

Any information on this page is general in nature and does not consider your personal objectives, financial situation or needs. Comparison rates and repayment figures are indicative only.

Apply now